What is a third party casualty claim?  A third party casualty claim is when other people submit a claim or file a lawsuit against an insured policyholder for alleged injuries or damages. The most familiar type is probably the automobile accident.  It is the Norfield adjuster’s task to determine the amount of our client’s policyholder’s responsibility for the resultant damages, and the extent of those damages including property damage and bodily injury.  An adjuster will visit the scene of the accident to see what physical evidence is available as well as thoroughly interview and possibly take written or recorded statements from the involved parties and witnesses, in order to render an opinion as to where the fault lies.  Norfield also handles homeowner’s liability claims (the dog bites the mailman, someone falls down a flight of stairs), public liability claims (someone slips on a grape in a grocery store), and an array of liability claims including:  product liability, construction liability, liquor liability as well as state & federal workers compensation claims.